Environmental Justice is Equity Work

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Within the past several years, equity has been a focus point in conversations around the city. One area in Baltimore where equity is needed, but is all too often overlooked, is in our environment: the air we breathe, the trees that clean our air and keep our streets cool, and even the houses that we call home.

Air quality, tree coverage, and safe housing are environmental factors that we often take for granted, but in Baltimore are examples of inequitable systems. Air pollution, lack of city trees, and lead poisoning disproportionately affect Black and poor folks in the city. These public health issues are environmental injustices, as environmental benefits and burdens are not being evenly or fairly distributed.

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In Baltimore, asthma-related hospitalization rates are doubled compared to the rest of Maryland and almost three times higher than the U.S. average. These cases are often connected to poor air quality, which can be caused by incinerators and industrialized areas, traffic emissions from highways, as well as abandoned housing which comes with a slew of problems including asthma triggers. Undoubtedly, Baltimore’s poorest neighborhoods are disproportionately exposed to these air pollutants and environmental hazards.

Additionally, Baltimore’s history of redlining continues to have an environmental impact on neighborhoods to this day. Due to these hypersegregated neighborhoods experiencing decades of disinvestment, these same areas in the city have less trees and greenspaces.

Residents in these neighborhoods are simultaneously living without thebenefits of trees and greenspaces in the city, while also living in urban heat islands, or areas that become extra hot due to excess pavement and concrete and lack of shade.

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Historically redlined neighborhoods also tend to have the most cases of lead poisoning in Baltimore. This is caused by exposure to old paint chips and dust, and lead-contaminated water due to old plumbing. This is an issue that directly affects young people, as children and adolescents are the most vulnerable to lead poisoning, which can cause serious developmental problems.

In order to achieve environmental justice and create an equitable future, communities most affected by these issues must be recognized as the true leaders in the fight for a healthier environment. This can be seen in Baltimore’s rich environmental activist history, such as when city residents blocked the construction of Interstate 70 to save Gwynns Falls Leakin Parkor when the then 17-year-old Destiny Watford led a campaign to shut down what would have been the country’s largest trash incinerator from being built in south Baltimore.

This leadership is also being modeled in community-based organizations such as Fight Blight Bmore (founded by Nneka Nnamdi, a Baltimore Corps Elevation Awardee) and Black Yield Institute. These grassroots organizations are empowering their communities by connecting people to the physical land, and by doing so, are enacting environmental equity practices in the city.

At Baltimore Corps, we are passionate about advancing equity and racial justice in our city. We seek to push the equity needle forward in all aspects of life here in Baltimore.

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We’re proud to work with nonprofits and government agencies that are facing these environmental justice issues head on. Current and former Fellows and Public Allies are working (or have worked) with partners such as Baltimore Tree Trust, Green & Healthy Homes Initiative, Bikemore, and Baltimore City Health Department, all of which are doing their part to make the city cleaner, greener, and safer for all residents.

Learn more about our work at BaltimoreCorps.org

Finding a Unicorn: Hiring Exceptional Talent by Applying an Equity Lens

by Minda Heyman

Finding a Unicorn: Hiring Exceptional Talent by Applying an Equity Lens

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Picture it: Baltimore 2020, your organization is ready to hire your next star employee. It could be a new role, or fulfilling a long-standing position, either way, you’re excited for the opportunity to grow and strengthen your team. The problem is you are already overwhelmed by your workload, and unsure about how you are going to find the time to conduct an equitable, and inclusive, search that draws a strong, diverse candidate pool. You want to hire the right person. Let’s not forget that you need to hire quickly because the work does not stop and your team is already stretched. Sound familiar?

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According to the Society for Human Resources, organizations spend the equivalent of 6 to 9 months of an employee’s salary in order to find and train their replacement.

That’s a long time to work short-staffed. Most hiring managers have limited time and resources when it comes to recruiting and hiring our next great staff member. We may care deeply about creating an equitable hiring process, but what does that look like and with what time?

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At Baltimore Corps, we’re no strangers to this challenge, that is why we created Place for Purpose. Place for Purpose is a mission-driven placement service, where we are leverage our experience recruiting and placing talent to support your organization in finding the best person for your position.

Our ambition is to really be the front door to a meaningful life and career here in Baltimore, so that anyone who wants to connect can connect, and can make the city a better place.” — Fagan Harris, CEO of Baltimore Corps

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Place for Purpose is an affordable service that capitalizes on our deep network of talented professionals to support your hiring needs. Organizations of all sizes working within the social impact sector should be able to find the right talent, and we are here to make that a reality.

Ready to learn more about Place for Purpose?

Visit our site: baltimorecorps.org/start-here

2nd Annual Kiva Pitch Competition Recap

We want to give a HUGE, resounding thank you to

everyone who came out to Kiva Baltimore's 2nd Annual

Pitch Competition and made it a night to remember.

Thank you to our competitors:

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1st Place Winner: Devante R.R. Jones + Dexter Carr Jr. for

G-HAVEN E-Sports
G-Haven E-Sports took home the grand prize of $500 (thanks to M&T Bank), since the Pitch Competition, their Kiva Campaign has been fully funded!

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2nd Place Winner: Lashauna Jones for Sporty Dog Creations
Past Kiva Borrower Sporty Dog Creations took home second prize of $200

(courtesy of Howard Bank).

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     3rd Place Winner: Malaika Cooper                    Chi Yan for Walt’s Original Waffle Buns

              for Dreadz N Headz



Did you know we went LIVE the night of the competition?

Check out the pre-pitch interviews, a snippet of the competition and

the 
announcement of the winner videos on our Facebook page!

Thanks to our Judges:

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Shawn Gunarante, BDC

Mckeever "Mac" Conwell II, TEDCO

Dea Lott, Che Yoga

Stephanie Geller, Trustee - Community Wealth Builders

Our Guest Speakers:

Jim Peterson, Small Business Resource Center

John Brothers, T. Rowe Price Foundation

Our sponsors:

Small Business Resource CenterM&T BankHoward Bank, and BB&T

Our Caterers:


Mera Kitchen Collective
 and Treats For Eats

Did you know we are hiring?
 

Consider joining our team, learn more at baltimorecorps.org/wearehiring

Businesses Owned by Women and People of Color are Opting for Crowdfunded Loans

Yeshiyah of YBI African Apparel, past Kiva Baltimore Borrower

Yeshiyah of YBI African Apparel, past Kiva Baltimore Borrower

By Kaetlyn Bernal, Kiva Baltimore Manager

What if we looked at creditworthiness differently?

“A nearly perfect credit score is basically mandatory for the most advantageous bank loans, even though there are numerous plausible explanations as to why an otherwise responsible and dedicated business owner would have poor or very little credit history.” Jared Weitz, “Why Minorites Have So Much Trouble Accessing Small Business Loans” — Forbes

Kiva borrowers, community, and Baltimore Corps staff talk during the Kiva Baltimore Happy Hour event.

Kiva borrowers, community, and Baltimore Corps staff talk during the Kiva Baltimore Happy Hour event.

The culture of finance can perpetuate racist, sexist, and classist norms in lending — designed, embedded, and upheld by our existing society. Our economic system is supposedly designed to build wealth for individuals, allowing us to live out “The American Dream.” We know, however, that this dream was created with only some in mind, and did not extend to Black-owned, Women-owned, and other minority owned businesses..

“Racial bias in financial access is not a thing of the past. Institutional discrimination and segregation have wide-ranging social impact. Discriminatory lending practices, such as redlining, systematically denied credit access in many minority communities. The effects of these practices have continued to negatively impact the ability of these communities to build wealth for generations. Minority and female business owners consistently face both higher rates of denial and higher credit costs when seeking access to credit.” according to the National Community Reinvestment Coalition

Inequities in lending practices, which can be historically traced, at the institutional level have slowed much of our economic growth as a city.

It’s time for the residents of Baltimore to take control of small business development in our community, by using the power of people to build economic sustainability. We first need a better understanding of the current financing system in Baltimore, and how money flows through our local business community.

The team of FullBlast S.T.E.A.M., past Kiva Baltimore Borrowers

The team of FullBlast S.T.E.A.M., past Kiva Baltimore Borrowers

“The top depository banks are doing significantly less small business lending in Baltimore today than 10 years ago,” according to Financing Baltimore’s Growth: Strengthening Lending to Small businesses — a report created by the 21st Century Cities Initiative at Johns Hopkins University. “If these banks had maintained the same small business lending ratio to deposits, an additional $400 million would be available today. We would encourage the large banks that populate Baltimore’s landscape to devote more resources to small business lending…In our 2017 report, “Financing Baltimore’s Growth,” we discussed the leverage that could be attained by using the small amounts of public dollars involved in direct lending to instead leverage more private sector loans. This could be particularly valuable to new businesses without a credit history and a higher risk profile.”


You could impact your community by investing as little as $25.

Kaetlyn Bernal, Kiva Baltimore Manager, at their new office in BMore CoLab

Kaetlyn Bernal, Kiva Baltimore Manager, at their new office in BMore CoLab

Kiva, an international nonprofit based in San Francisco, was established in 2005 as the world’s first crowdfunding platform for small businesses to access funding they could not receive through a traditional lenders. In 2011, after seeing the level of impact Kiva had internationally, Kiva began offering loans for entrepreneurs in the U.S. by combining the power of human and financial capital.

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In 2018 Baltimore Corps became the operating partner of Kiva Baltimore, to provide deeper support to entrepreneurs in our city. Through interest-free, crowd-funded loans, we are changing the culture of finance and combating discriminatory norms in lending. We work on an individual basis with every entrepreneur through the entire Kiva loan process, making sure that they are well positioned to successfully access - and repay - the loan. We connect them with free resources through our Trustees, and prepare them to continue moving across the funding spectrum to access larger amounts of capital.

Sometimes larger amounts of capital means going to a bank — but that doesn’t have to be a bad experience! Having a trusted business banker that entrepreneurs can build a relationship with over time can significantly impact their access to funding. As a part of Kiva Baltimore’s work, we take time to build relationships with value-aligned business bankers so we can connect our entrepreneurs with lenders committed to equity.

Baltimore Corps team in Kiva Baltimore’s new office at BMore CoLab. (l-r) Jennifer, Fagan, Kaetlyn and Tamara.

Baltimore Corps team in Kiva Baltimore’s new office at BMore CoLab. (l-r) Jennifer, Fagan, Kaetlyn and Tamara.

Kiva Baltimore is more than just a loan program — our team works endlessly to ensure that we are approaching the entrepreneurial ecosystem in Baltimore with collaboration at the forefront. Our partners help us offer holistic development opportunities to budding entrepreneurs, and create a network of support specific to their needs. Too often, entrepreneurial support organizations (ESO’s) are forced to compete for limited resources (ahem, funding) and are unable or unwilling to prioritize collaboration — which impacts the services they offer.

Baltimore Corps team and board members along with T. Rowe Price Foundation President and Vice President during the opening of BMore CoLab.

Baltimore Corps team and board members along with T. Rowe Price Foundation President and Vice President during the opening of BMore CoLab.

Collaboration is important to us, that is why we are excited to enter into our newest partnership at the BMore CoLab — a space donated by the T. Rowe Price Foundation. Kiva Baltimore will be sharing BMore CoLab with CASH Campaign of Maryland, Mission Launch, and Innovation Works. Each partner is bringing diverse expertise to the table, and together we will streamline referrals and support for entrepreneurs to access various resources, all in one space!

In aligning ourselves with organizations committed to collaboration, we will present more opportunities for local businesses to continue growing despite their location, race, socio-economic status, or gender. These impactful services will continue to build businesses and drive our local economy upward.

Learn more about the Kiva process at Baltimorecorps.org/kiva

Love, Water & Juice: Life after winning Kiva Baltimore’s Pitch Competition

“This veggie lasagna is so fresh and delicious,” said one of the patrons of With Love, Co. A forty- year vegan, the customer told Jacqueline Bellamy-Bey, the owner of With Love, Co., how excited she was to learn that a plant-based eatery had just opened up in Parkville.